*3.99% Fixed Rate FHA/VA (4.877% APR) financing is available only through builder’s preferred lender REV Mortgage (NMLS #214519) on select homes in Rio Grande Valley and surrounding areas with a New Purchase Contract (New Home Agreement of Sale) written between March 31st, 2026 through April 6th, 2026 and approved by Hakes Brother’s management. Loan must fund by May 15, 2026. Financing example is based on a sales price of $282,000 with a 3.5% down payment and a minimum credit score of 640. Loan products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all areas or for all amounts. This is not a commitment to lend. Other restrictions and limitations apply. Eligibility is based on primary residences only, *3.99% rate is based on a builder paid forward commitment to buy-down the market rate. See your builder representative for further details on expiration terms and available homesites. This offer is available for a limited time only. May not be combined with other available Hakes Brothers offers or discounts. Borrower is not required to finance through preferred lender, but must use preferred lender to receive incentives. Seller provided credits may be applied to upgrades, options, price reductions, closing costs, temporary rate buy downs. Upgrades and options available solely through Seller's Design Center. Availability of items may vary by community. The offer does not include any cash value. The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Payment of HOA assessments are typically subject to lender limits. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits. Persons in photos do not reflect racial preference and housing is open to all without regard to race, color, religion, sex, handicap, familial status or national origin. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Square footage/acreage shown is only an estimate and actual square footage/acreage will differ. Buyer should rely on his or her own evaluation of useable area. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. This ad contains general information about a new home community in Texas and it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. Hakes Brothers is an Equal Housing Opportunity builder. REV Mortgage is an Equal Housing Opportunity Lender.

 **4.99% Fixed Rate FHA/VA (5.903% APR) financing is available only through builder’s preferred lender REV Mortgage (NMLS #214519) on select homes in Rio Grande Valley and surrounding areas with a New Purchase Contract (New Home Agreement of Sale) written between  March 31st, 2026 through April 6th, 2026  and approved by Hakes Brother’s management. Loan must fund by May 15, 2026. Financing example is based on a sales price of $282,000 with a 3.5% down payment and a minimum credit score of 640. Loan products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all areas or for all amounts. This is not a commitment to lend. Other restrictions and limitations apply. Eligibility is based on primary residences only, *4.99% rate is based on a builder paid forward commitment to buy-down the market rate. See your builder representative for further details on expiration terms and available homesites. This offer is available for a limited time only. May not be combined with other available Hakes Brothers offers or discounts. Borrower is not required to finance through preferred lender, but must use preferred lender to receive incentives. Seller provided credits may be applied to upgrades, options, price reductions, closing costs, temporary rate buy downs. Upgrades and options available solely through Seller's Design Center. Availability of items may vary by community. The offer does not include any cash value. The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Payment of HOA assessments are typically subject to lender limits. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits. Persons in photos do not reflect racial preference and housing is open to all without regard to race, color, religion, sex, handicap, familial status or national origin. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Square footage/acreage shown is only an estimate and actual square footage/acreage will differ. Buyer should rely on his or her own evaluation of useable area. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. This ad contains general information about a new home community in Texas and it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. Hakes Brothers is an Equal Housing Opportunity builder. REV Mortgage is an Equal Housing Opportunity Lender. 

 ***Neither Hakes Brothers nor any third-party credit advisor guarantee any specific result or increase in credit score. Results may vary based on your personal financial history. We do not remove accurate, timely, or verifiable information from credit reports. You have the right to timely dispute items yourself, and credit advisors act only to assist in the process of disputing inaccuracies. 

 ****$0 out-of-pocket does not mean there will be no closing costs. Closing costs will still apply to your transaction. However, they will not require an up front out-of-pocket payment from the buyer. Rather, the closing costs will be paid in other ways, such as a credit from the seller, increases in the sales price of the home, incorporating the closing costs into your loan amount (which may result in a higher loan amount and/or higher interest rate), etc. In this way, the closing costs are not eliminated, but rather paid over time. Available on Select Inventory.